We Specialize In These Charleston Area Communities

Charleston - Historic Summerville - Mount Pleasant
West Ashley - Oakbrook

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How to Knock 8 Years off of Your Mortgage

There's a really simple and effective trick for paying off your 30-year mortgage in just 22 years that I wanted to share with you. In fact, there are two ways.

Say it's tax refund time or Christmas, and you've come across a little extra money. Did you know that if you make a 13th mortgage payment each year, you'll knock eight years off of the life of your 30-year mortgage?

The second strategy is especially helpful for those who get paid on a bi-weekly basis. Instead of making a monthly mortgage payment, talk to your mortgage company about setting up bi-weekly payments on your mortgage. Since there are 52 weeks in a year, making half of your mortgage payment every two weeks rather than a full payment every month equates to making 26 half payments over the course of the year. Of course, that equates to 13 full payments a year instead of 12, which you would get by making one full payment per month.
Both options will save you thousands in interest!
Just like in the first scenario, you would knock eight years off of your 30-year mortgage. Think of the savings in interest!

If you have any more questions about this topic or you're thinking about buying or selling a home, give me a call or send me an email. I'd love to hear from you!

Your Charleston Home’s Value Has Probably Risen

Buying a Charleston home? Get a full home search
Selling your Charleston home ? Get a free home value report

We’ve got some great news to share about our great city. Charleston has recently been ranked the number two most popular destination for movers in 2016. The three contributing factors to this are strong job growth, low vacancy rates, and high affordability.

For us in Charleston, this means a few things. For one, more people are moving to the area. That’s obvious. We have 43 newcomers each day on average. Jobs will also continue to grow, as the Charleston region is ranked in the top-10 in the U.S. for job seekers.
Our median sale price has risen by 11.4%!
If you own a Charleston home, its value has likely risen. The median sales price is 11.4% higher right now than it was at the same time last year.

If you’re interested in finding out what your home is worth or want to see what is out there for purchase, check out the links above. You can also give me a call or send me an email with any questions. I look forward to hearing from you!

Why Now Is the Time to Sell Your Charleston Home

Buying a Charleston home? Get a full home search
Selling your Charleston home ? Get a free home value report

Are you sitting on the fence trying to figure out whether now is the time to sell your Charleston home? I have four compelling reasons why you should:

  1. Low inventory, high demand. Not only do we have the people living in Charleston looking to purchase a home, but 70% of the people inquiring on our websites right now are folks living outside the area intending to move here soon. A lot of people want to be a part of our long-kept secret!
  2. An influx of millennials purchasing. We refer to this as “pent-up demand.” These are people who are now old enough to purchase a home after living with their parents or renting for longer than they wanted due to the previous recession. Their collective need to buy homes has caused the market to continue to boom.

    A lot of people want to be a part of our long-kept secret!

  3. Home values are up. Did you know that we’re in a 9% higher price point than we were a year ago? If you couldn’t previously sell your home, you may now be able to.
  4. Interest rates are at an all-time low. If interest rates go up 1%, that cuts a buyer’s purchasing power by 10%. This means that if you own a home that’s worth $300,000 and interest rates rise by 1%, a potential buyer for that house that could’ve gotten approved at $300,000 can now only get approved for $270,000.

If you’re interested in finding out exactly what your home will sell for for in today’s market, click on the links above or reply to this email specifically. If all else fails, just give me a call. I look forward to talking to you soon.